Busy and still broke?
Your numbers already have the answer.
2diff Business by 2diff.io is financial analytics software for small business owners who are on the job all day and have no office manager. Type a few yearly totals, no accounting software needed, or connect your books on Silver. You get your statements, 23 ratios, trends and a forecast in plain language. Silver, at $19.99 a month, adds plain-language AI insights on your own numbers. 2diff Business never writes to your books.
Start free needs only a sign-in, no card. To subscribe, sign in and pay with Stripe; Silver opens in your dashboard.
By subscribing, you agree to our Terms of Service and Privacy Policy.
Look around first, no account needed: try the demo on sample books, with AI or on sample typed figures.
- Statements, 23 ratios, trends and a forecast on every paid plan
- Forecasting, Goal Center, six valuation methods, and custom ratios
- Type in your figures on Bronze or Silver, or connect your books on Silver
- Ask your financials a question and get a plain-language answer, with Silver
- Start free on sample data, no card required
- We never write to your books
- Data access
- On demand
- Plain-language insights
- No contract
- Month-to-month, cancel whenever
Silver
What does 2diff Business do with my QuickBooks® Online data?
Silver has everything in Bronze, plus AI and the QuickBooks Online connection. It reads your profit and loss, balance sheet and cash flow reports, so you get monthly and quarterly trends, a Refresh data button, and plain-language AI answers about your own books. It only reads your reports and never writes to your books. Gold, with premium AI models, is coming.
Why it's different
AI Financial Insights
Ask your financial data a plain-language question and get a plain-language answer. 2diff Business Silver uses your actual financials (not generic answers) to explain what is happening in your business and why. No accounting degree required. Our AI Insights guide shows how to ask better questions.
Reports
Automated Financial Reports
Profit and loss, balance sheet, cash flow, and year-to-date summaries generated automatically from your books, without hunting through menus.
Analysis
Trend Analysis and Period Comparison
See how your revenue, expenses, and profit are trending month over month and year over year. Spot problems early instead of finding out at tax time.
Dashboard
Plain-Language Dashboard
A single view of your key financial metrics without the clutter of a full accounting system. Built for business owners who want answers, not a second job learning software.
By subscribing, you agree to our Terms of Service and Privacy Policy.
Prices include any applicable sales tax.
Connecting 2diff Business Silver requires an active QuickBooks® Online subscription. Your QuickBooks connection uses Intuit's login system, so 2diff Business never sees your QuickBooks password.
- We never write to your books
- Encrypted at rest by Google Cloud (AES-256)
- OAuth 2.0
- Google Cloud Platform's SOC 2 Type II audited infrastructure
What you gain
Statements from your books
Monthly and quarterly trends
Profit and cash, explained
Forecast and Goal Center
Better conversations
Typed figures too
See it in action
This is what connected books look like inside 2diff Business Silver. Prefer to click around first? You can try the free 2diff Business demo with sample data.
Bronze and Silver
Rather type your figures?
You do not need accounting software. Type a few annual figures once a year and 2diff Business builds the rest.
- Type your annual profit and loss and balance sheet totals. Nothing to connect.
- Get a profit and loss, a balance sheet and 23 ratios. Add a second year for a derived cash flow statement, trends and a forecast.
- The free demo lets you try it on sample figures, no account needed. Bronze and Silver save your own.
- Bronze is the calculator without AI, $9.99 a month. AI comes with Silver.
- Annual figures give an annual view, not monthly or quarterly detail.
One product, four plans
Month to month, no long-term contract. Cancel anytime from the billing portal in your dashboard. Or compare all plans on the pricing page.
Free plan
Try every section on sample data, AI chat included
$0USD
per month
Includes:
- Every section on sample business data
- AI chat on sample data only
- Not included:Your own figures
- Not included:AI on your own numbers
Bronze plan
Statements and ratios from figures you type, no AI
$9.99USD
per month
Prices include any applicable sales tax.
Start 2diff Business BronzeBy subscribing, you agree to our Terms of Service and Privacy Policy.
Includes:
- Enter your own annual figures
- Statements, trends, and ratios
- Forecast and goals
- No accounting software required
Silver plan
RecommendedAI insights on your numbers
$19.99USD
per month
Prices include any applicable sales tax.
Start 2diff Business SilverBy subscribing, you agree to our Terms of Service and Privacy Policy.
Connecting 2diff Business Silver requires an active QuickBooks® Online subscription. Silver also works from figures you type.
Includes:
- Everything in Bronze, plus AI and the QuickBooks Online connection
- Monthly and quarterly detail from your books
- AI insights with a choice of 11 models
- Plain-language answers about your own numbers
- Connected reports are saved between visits
Gold plan
Coming soonPremium AI models
No price yet
Gold is not on sale yet.
Includes:
- Everything in Silver
- More AI models
Learn more about 2diff Business
How It Works
Connect your books or enter your figures, review your reports, and start asking questions.
Why Choose 2diff Business
Your accountant is great at tax time. 2diff Business watches your numbers the rest of the year, built to work alongside them.
Security and Data Handling
2diff Business reads your connected reports, or the figures you enter, to answer your questions. It never writes to your books. That data may be stored so it loads quickly and so trends can be compared over time, and the AI features process the figures you ask about. We never sell your data. Our privacy policy explains storage, processing, and deletion.
Have a question about connecting your books, reports or data privacy? Read the 2diff Business FAQ.
Frequently asked questions
Can't find the answer you're looking for? Reach out to our customer support team.
- 2diff Business Silver is built for small business owners who want plain-language AI answers about their margins, cash and trends without learning accounting. Connect QuickBooks® Online or type your figures. Owners who want the numbers without AI choose 2diff Business Bronze.
- QuickBooks Online produces the statements; 2diff Business analyzes them. It adds 23 ratios tracked over time, month and quarter trends, common-size views, a forecast and, on Silver, plain-language AI answers about your own figures. It never changes your books.
- 2diff Business only reads your accounting data: your profit and loss, balance sheet, and cash flow statements, plus your chart of accounts and company information. We never write to your books.
- Your data is encrypted in transit (TLS 1.2 or higher), encrypted at rest by Google Cloud (AES-256), and we only read it; we never modify or delete it. You can disconnect at any time.
- No. 2diff Business is built for business owners. It explains your numbers in plain language, with no jargon required.
- Yes. Subscriptions are month to month. Cancel anytime from the billing portal in your dashboard.
- There is no time-limited trial. The Free plan runs on sample data, AI chat included, with no card. The demo needs no account: the sample books show Silver with AI, and the typed-figures sample shows Bronze, which has no AI.
- 2diff Business rereads current-year reports once its stored copy is 4 hours old, last year's after 7 days, earlier closed years after 30 days, and company details after 24 hours. The Refresh data button in Settings rereads the current year at any time.
- No. You type your annual figures into a short form, and 2diff Business Bronze builds the statements, ratios, trends, and forecast from them. Bronze has no AI. AI comes with 2diff Business Silver, which works from typed figures too and can connect to the accounting platform it supports for automatic month-by-month updates.
- For each year: total income, cost of goods sold, operating expenses, other income and expenses, interest, and taxes, plus your balance sheet totals (bank accounts, receivables, other current assets, fixed assets and depreciation, payables, credit cards, other current liabilities, long-term debt, and equity). One year is enough to start. Two or more years turn on the derived cash flow statement, trends and the forecast.
- Yes. Figures you enter in your 2diff Business account are saved to your account and are there the next time you sign in. You can delete everything you entered at any time from the Enter Data screen. The public demo is different: edits in the demo are not saved.
- Yes. When your books live in the accounting platform 2diff Business Silver supports and you want automatic updates, subscribe to 2diff Business Silver ($19.99 per month) from your dashboard. You keep the same sign-in, and the figures you typed stay in your account.
- No. 2diff Business provides analysis and observations based on the figures you enter. It does not provide financial, accounting, tax, or legal advice. Talk to a qualified professional before making financial decisions.
- $9.99 per month, flat. Cancel anytime from the billing portal in your dashboard. There is no long-term contract.
Related
- How 2diff Business comparesBuilt-in accounting reports, a spreadsheet, a bookkeeper or a fractional CFO: what each covers and costs.
- About Second Difference SolutionsWho makes 2diff Business, where we are based and how to reach us.
- 2diff Business FAQAnswers on connecting your books, AI insights, reports and data privacy.