Have the numbers but not the picture?
2diff Business turns a few annual figures you already have into full financial statements, ratios, trends, and a forecast. No accounting software required. Bronze, $9.99 a month, has no AI; AI comes with Silver. The demo is free and needs no account.
Next: sign in, pay with Stripe, and your app opens in your dashboard.
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- Type your headline numbers. No software to connect.
- Get statements and 23 ratios in seconds. Add a second year for trends and a forecast.
- Bronze sticks to the numbers, with no AI. AI comes with Silver.
What you gain
Real statements
23 ratios with notes
Trends and growth
Forecast and Goal Center
Better conversations
Nothing to connect
- Valuation: See a range for what the business might be worth, and how much rides on one assumption.
- Custom ratios: Track the measure your trade actually runs on.
Is 2diff Business the right fit?
A good fit if
- You track revenue and expenses in a spreadsheet, a notebook, or your head.
- You are not on accounting software yet, or you are not ready to connect it.
- You want real statements and ratios once a year without running a monthly close.
- You have at least one full year of figures. Two or more unlock trends and the forecast.
Look at 2diff Business Silver instead if
- You want plain-language AI answers about your numbers.
- Your books already live in the accounting platform 2diff Business Silver supports and you want them pulled in automatically.
- You need month-by-month or quarter-by-quarter detail.
- You want the analysis kept in step with your books without retyping anything.
See 2diff Business Silver ($19.99/month).
What 2diff Business does
No connection needed
Type Your Numbers
Enter your annual headline figures for profit and loss and balance sheet. That is it. 2diff Business derives the cash flow statement and does the rest. Nothing to connect, no login to your books, no setup beyond a few fields.
Statements
Full Statements and 23 Ratios
2diff Business builds your profit and loss, balance sheet, and cash flow statement from what you typed, then calculates the 23 financial ratios that tell you how the business is really doing.
Analysis
Trends and Forecast
Add a few years of annual figures and 2diff Business Bronze shows how your revenue, expenses, and profit are trending, then projects them forward so you can plan instead of guess. For month-by-month and quarter-by-quarter breakdowns, connect your books with 2diff Business Silver.
Goals and Value
Goal Tracking and Valuation
Set goals for the metrics that matter and track your progress toward them. See a rough range for what the business might be worth: an estimate, not an appraisal.
2diff Business Bronze or Silver?
The same statements, ratios, trends, and forecast either way. Bronze is the calculator without AI. Silver adds plain-language AI insights, and monthly and quarterly detail when you connect your books.
$9.99/month
2diff Business Bronze
Best for owners who track their numbers in a spreadsheet or in their head, or who are not on accounting software.
- Type your annual figures. No connection needed.
- Full statements, 23 ratios, trends, and a forecast
- Goal tracking and valuation, with no AI
- Annual view (one set of figures per year)
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$19.99/month
2diff Business Silver
Best for owners who want plain-language AI answers about their numbers, or whose books are in the accounting platform 2diff Business Silver supports.
- Everything in Bronze, plus AI insights on typed or connected figures
- Connects to the one accounting platform 2diff Business Silver supports
- Automatic month-by-month and quarter-by-quarter updates
- Refreshes from your books, with a Refresh data button
See it in action
The live demo is the real 2diff Business Bronze app, pre-loaded with sample data so you can explore every section before you sign up. No account required to look around.
The sample business is a fictional landscaping company with 6 years of figures, including the current partial year. Its revenue grows from $94,750 in 2021 to $221,243 in 2025, its last full year. Open the demo to see how the ratios, the trend lines, and the forecast read that story, or read the full six-year case study.
What you enter, what we derive
2diff Business builds an analytical model from a short set of annual figures. It is a model, not a bookkeeping system, and annual figures give you an annual view, not monthly or quarterly detail.
You enter, once a year
- Income statement totals: total income, cost of goods sold, operating expenses, other income and expenses, interest, and taxes.
- Balance sheet totals: bank accounts, receivables, other current assets, fixed assets and depreciation, payables, credit cards, other current liabilities, long-term debt, and equity.
We derive from it
- Your profit and loss and balance sheet, laid out as full statements.
- The cash flow statement, derived from the figures you entered.
- The balance check that confirms assets equal liabilities plus equity.
- 23 ratios, trends across the years you enter, and a forecast.
Simple, flat-rate pricing
One flat monthly rate for 2diff Business Bronze, which works from the annual figures you type and has no AI. Move to 2diff Business Silver ($19.99/month) for AI insights, or to connect the accounting platform it supports for automatic month-by-month updates.
Prices include any applicable sales tax.
Cancel anytime. No long-term contract.
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No accounting software required. Your figures are yours. Built on Google Cloud Platform infrastructure. Payments by Stripe.
Want the walkthrough first? Read Enter Your Own Figures, the 2diff Business Guide chapter on typing your figures.
Weighing the plans? Compare all plans.
Common questions about 2diff Business
Do I need accounting software to use 2diff Business Bronze?
No. You type your annual figures into a short form, and 2diff Business Bronze builds the statements, ratios, trends, and forecast from them. Bronze has no AI. AI comes with 2diff Business Silver, which works from typed figures too and can connect to the accounting platform it supports for automatic month-by-month updates.
What figures do I need to enter?
For each year: total income, cost of goods sold, operating expenses, other income and expenses, interest, and taxes, plus your balance sheet totals (bank accounts, receivables, other current assets, fixed assets and depreciation, payables, credit cards, other current liabilities, long-term debt, and equity). One year is enough to start. Two or more years turn on the derived cash flow statement, trends and the forecast.
Is what I enter saved?
Yes. Figures you enter in your 2diff Business account are saved to your account and are there the next time you sign in. You can delete everything you entered at any time from the Enter Data screen. The public demo is different: edits in the demo are not saved.
Can I move to 2diff Business Silver later?
Yes. When your books live in the accounting platform 2diff Business Silver supports and you want automatic updates, subscribe to 2diff Business Silver ($19.99 per month) from your dashboard. You keep the same sign-in, and the figures you typed stay in your account.
Is this financial advice?
No. 2diff Business provides analysis and observations based on the figures you enter. It does not provide financial, accounting, tax, or legal advice. Talk to a qualified professional before making financial decisions.
What does 2diff Business Bronze cost, and can I cancel?
$9.99 per month, flat. Cancel anytime from the billing portal in your dashboard. There is no long-term contract.
More on data handling, AI, and billing in the 2diff Business FAQ.
Learn more
Connect Your Books with Silver
Ready to skip the typing? 2diff Business Silver connects to your accounting data, keeps your analysis in step with your books, and adds AI insights.
How It Works
Type your annual figures, then review your statements, ratios, trends, and forecast.
Common Questions
What 2diff Business Bronze includes, how the numbers are handled, and how to move to Silver when you want AI or are ready to connect your books.
Step-by-Step Guide
The Enter Your Own Figures chapter of the 2diff Business Guide walks through entering your figures and reading your statements, ratios, and forecast.