Stop guessing whether your business is actually profitable.
Second Difference Solutions makes 2diff Business, which explains a small business's finances in plain language. The Free plan opens it on a sample business. Bronze ($9.99 a month) builds statements, ratios, trends and a forecast from annual figures you type, with no AI. Silver ($19.99 a month) does the same automatically from QuickBooks® Online with monthly detail, or from figures you type. 2diff Business Silver includes AI Insights from OpenAI, Anthropic and Google models.
2diff Business
Start free. Paid plans start at $9.99 a month.
Statements, ratios, trends, a forecast and goals for a small business, in plain language. Every plan opens the same workspace. The plan decides whose numbers it reads and whether AI is included.
Free
FreeA free account opens the workspace on a sample business, with AI chat on sample data only. No card needed. Your own numbers need a paid plan.
Silver
RecommendedAI insights on your numbers
Connect your QuickBooks® Online account or type your figures, and get automated statements, ratio tracking, KPI dashboards, and AI that answers questions about your data in plain English.
- Everything in Bronze
- QuickBooks® Online Integration (secure OAuth 2.0; we never write to your books)
- Financial Statements (P&L, Balance Sheet, Cash Flow)
- Key Performance Indicators & Ratio Analysis
- Monthly, Quarterly & Annual Trend Analysis
- AI insights with a choice of 11 models
- Goal Center with Custom Goal Forecasting
- Persistent Data Caching for Faster Loads
Connecting requires an active QuickBooks® Online subscription (Simple Start, Essentials, Plus, or Advanced). Typing your figures needs none.
- We never write to your books
- Encrypted at rest by Google Cloud (AES-256)
- OAuth 2.0
- Google Cloud Platform's SOC 2 Type II audited infrastructure
Bronze
No Accounting Software Required
Type in your annual revenue, expenses, assets and liabilities and get statements, ratios, trends, a forecast and goals. No AI.
- Enter your own annual figures
- Financial Statements (P&L, Balance Sheet, Cash Flow)
- Ratios, Trends, Forecast, and Goals
No accounting software to connect and no bank login. You enter the figures yourself.
- No accounting software to connect
- Encrypted at rest by Google Cloud (AES-256)
- Google Cloud Platform's SOC 2 Type II audited infrastructure
Gold
Coming soonSilver plus premium AI models. Coming soon, with no checkout yet.
Paid plans bill monthly. Cancel anytime. By subscribing, you agree to our Terms of Service and Privacy Policy.
Which plan fits you
| Your situation | Free | Bronze | Silver |
|---|---|---|---|
| I want to try it first | Fits. Sample data, no card | Paid, month to month | Paid, month to month |
| I keep my books another way | Sample data only | Fits. Type a few annual figures | Fits. Type your figures and ask the AI |
| I want the numbers without AI | Sample data only | Fits. Bronze has no AI | AI is included |
| I use QuickBooks Online and want it automatic | No | No. You type yearly figures | Fits |
| I want month or quarter detail | On sample data | No, annual only | Yes, from QuickBooks Online |
| I want AI answers about my own numbers | No. AI chat on sample data only | No | Yes. The AI sees summary totals |
| I have only one year of numbers | Uses sample data | One year is enough to start; trends and the forecast need two years | One year is enough to start; trends and the forecast need two years |
I want to try it first
Free: Fits. Sample data, no card
Bronze: Paid, month to month
Silver: Paid, month to month
I keep my books another way
Free: Sample data only
Bronze: Fits. Type a few annual figures
Silver: Fits. Type your figures and ask the AI
I want the numbers without AI
Free: Sample data only
Bronze: Fits. Bronze has no AI
Silver: AI is included
I use QuickBooks Online and want it automatic
Free: No
Bronze: No. You type yearly figures
Silver: Fits
I want month or quarter detail
Free: On sample data
Bronze: No, annual only
Silver: Yes, from QuickBooks Online
I want AI answers about my own numbers
Free: No. AI chat on sample data only
Bronze: No
Silver: Yes. The AI sees summary totals
I have only one year of numbers
Free: Uses sample data
Bronze: One year is enough to start; trends and the forecast need two years
Silver: One year is enough to start; trends and the forecast need two years
AI models included with each plan
On 2diff Business Silver you choose which AI model analyzes your financial data, from every band below. Gold, coming soon, adds premium models. Bronze has no AI.
| Plan | AI | Models |
|---|---|---|
| Free | Sample data only | 2 models in the demo on a sample company (Claude Haiku 4.5, GPT-5 Mini) |
| Bronze | No AI | None |
| Silver | Included | 11 models, every band below |
| Gold | Coming soon | Premium models, not on sale yet |
Fast, low-cost models
3 modelsIncluded with 2diff Business Silver.
| Model | Provider | Best for |
|---|---|---|
| GPT-5 Nano | OpenAI | Quick lookups, simple calculations, budget-friendly |
| Claude Haiku 4.5Try free in demo | Anthropic (Claude) | Fast responses, good for quick financial questions |
| Gemini 2.5 Flash-Lite | Google (Gemini) | Fastest responses, lowest cost, quick lookups |
Stronger reasoning models
3 modelsFor deeper financial analysis. Included with 2diff Business Silver.
| Model | Provider | Best for |
|---|---|---|
| GPT-5 MiniTry free in demo | OpenAI | Everyday financial questions, solid reasoning at lower cost |
| Claude Sonnet 4.6 | Anthropic (Claude) | Best balance of intelligence and speed, strong at explaining financial concepts |
| Gemini 2.5 Flash | Google (Gemini) | Fast analysis with built-in reasoning, good all-around choice |
Flagship models
5 modelsGPT-5.5, GPT-5, Claude Opus 4.8, Claude Opus 4.7, Gemini 2.5 Pro. Included with 2diff Business Silver.
| Model | Provider | Best for |
|---|---|---|
| GPT-5.5 | OpenAI | OpenAI's flagship reasoning model for complex, professional analysis |
| GPT-5 | OpenAI | Complex reasoning, nuanced financial analysis, multi-step questions |
| Claude Opus 4.8 | Anthropic (Claude) | Anthropic's flagship Opus for long, multi-step analysis |
| Claude Opus 4.72diff Business Silver default | Anthropic (Claude) | Top-tier reasoning and deep financial analysis |
| Gemini 2.5 Pro | Google (Gemini) | Deep analysis, complex multi-year comparisons |
You can switch between your available models at any time during a conversation. The free demos use Claude Haiku 4.5 and GPT-5 Mini.